STRATA INSURANCE MELBOURNE

Insurance can be the largest expense for an owners’ corporation. Do the residents a favour and shop it around.

Residential strata insurance, also called owners’ corporation insurance or body corporate insurance, covers common contents and property under the management of a strata title or body corporate entity.
Owners of strata units typically share the premium costs of strata insurance as part of their strata fees and liabilities. Strata insurance is mandatory and must also provide public liability protection to anyone that may be injured on common property.

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What is covered?

• Common property like car parks, lifts, pools, gardens, balconies and external walls
• Liability cover for anyone injured on common property

What is NOT covered?

• Contents and personal items of each resident
• Landslides, floods
• Fences

What cost factors contribute to the premium?

Each strata insurer develops and offers a unique commercial product in accordance with its underwriting appetite which may change over time.
Some common factors contributing to the premium you’ll pay include:

• The replacement cost of the building
• The risk profile of the location
• The age and condition of the building
• The claims history of the strata complex
• Government taxes on insurance (stamp duty and GST)
• Commercial activities carried out on the premises
• Common property
• The level of excess

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CLIENT TESTIMONIALS

Adam helped me to negotiate a great deal on my motor policy and we look forward to building our relationship with the team at Cursio Group in the near future.

Steve T, Porter Davis
When my home and business property in Mickleham were caught in a bushfire and the insurance company threatened not to pay my claim in full, Tony Cursio and his team stepped up to the plate in a big way to make sure my claim was paid. I would strongly recommend Cursio Group.
Mario Z, Horse Breeder and Restauranteur
Cursio Group have helped us to pass as much risk on to insurers as possible. This has allowed us to focus on what we do best, knowing that we are covered and looked after by an experienced team of brokers. Thanks guys!
Tijana D, Core Metrics
Adam Cursio has gone over and beyond in helping us wherever he can with insurance, finance and general business related matters. Thanks for the help over the years Adam.
Robert P, Zero95 Pizza Bar
Adam Cursio has always been there for help in business related matters especially in insurance and finance. We have always been able to count on him and his family business who put a lot of passion into their work. Very trustworthy family and happy to recommend Cursio Group to anyone looking for advice.
Anthony B, Biviano Developments