HOME LOANS FOR HOME OWNERS AND PROPERTY INVESTORS IN MELBOURNE
Why should you use a mortgage broker?
There are many good reasons why more than half of the home loans applied for in Australia are advised by a mortgage broker as opposed to being sold by a bank branch. Probably the most important reason is that a broker works for you, not the banks. We speak to you first to find out what you need, and then we use our knowledge of the loan market to satisfy your needs.
We streamline the process
Firstly, we’ll come to meet with you at home or work so that we can get to know you and what your lending requirements are. Then we’ll research the many different products from a range of lenders and run scenario calculations using the information you give us to see where your business fits best. Ultimately, we’ll then be able to match the right loan to your needs so you can move forward with your plans.
Best of all we’ll get the process moving quickly. We’ll use our relationships with lenders to secure your finance and push settlement through as seamlessly as possible.
Get an expert broker on your side
Save your time and let us bring the banks to you
Research and having the right team to help is the keys to investing in property
It certainly pays to do your research on the property market before you buy, and we’re delighted to be on your side to help you when it comes to financing your purchase. Whether we are in a booming market or a buyers’ market there is never a shortage of interest in financing a new purchase.
Generally, property in Australia is still considered to be a solid investment due to steady and consistent increases over time. But it’s not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between.
Fortunately, an ongoing housing shortage in Australia and a tax system that allows negative gearing on property (where any investment losses can be claimed as tax deductions) continue to favour housing as a solid, long-term investment.
But credit continues to tighten as lenders are more cautious about who borrows and for what. And government regulators become more stringent to ensure money doesn’t end up in the wrong hands.
Rest assured our industry contacts and experience will play a positive role when it comes to borrowing to buy your next investment, so you can concentrate on finding the right property.
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CLIENT TESTIMONIALS
Adam helped me to negotiate a great deal on my motor policy and we look forward to building our relationship with the team at Cursio Group in the near future.
When my home and business property in Mickleham were caught in a bushfire and the insurance company threatened not to pay my claim in full, Tony Cursio and his team stepped up to the plate in a big way to make sure my claim was paid. I would strongly recommend Cursio Group.
Cursio Group have helped us to pass as much risk on to insurers as possible. This has allowed us to focus on what we do best, knowing that we are covered and looked after by an experienced team of brokers. Thanks guys!
Adam Cursio has gone over and beyond in helping us wherever he can with insurance, finance and general business related matters. Thanks for the help over the years Adam.
Adam Cursio has always been there for help in business related matters especially in insurance and finance. We have always been able to count on him and his family business who put a lot of passion into their work. Very trustworthy family and happy to recommend Cursio Group to anyone looking for advice.