Being a company director comes with serious responsibilities. Don’t put your personal and family owned assets at risk should something go wrong in your business.

Operating risks for businesses in Australia are constantly increasing. Management Liability Insurance protects the company and the individuals who undertake management roles within the business against the risks and exposures associated with running the company.
Where Professional Indemnity Insurance covers the advice or service you provide to your clients, Management Liability Insurance covers the act of running your business. A Management Liability policy will protect your business and personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches.


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Examples of breaches that would be covered:

• Unfair dismissal
• Sexual harassment
• Occupational health & safety
• Defamation
• Statutory breaches, fines and penalties

Covers within a Management Liability policy

Management Liability – protection against fraud or breach of fiduciary duty; misappropriation of trade secrets; unfair competition and breach of confidentiality.
Corporate Liability – protection against allegations of fraud, being prosecuted by a regulatory authority and actions for breaches of the Corporations Act.
Employment Practices Liability – protection against allegations of bullying, sexual harassment, unfair dismissal and discrimination.
Theft/Crime – protection against theft or crime by employees including theft of money and property.
Statutory Liability – which protects against a breach of Occupational Health and Safety Act and other legislation.

With potential penalties that range from hefty fines, all the way through to disqualification and possible imprisonment, there is a clear need for an effective and immediate way to protect yourself.

Get the cover you need

When deciding on the level of cover for your business you should think about the specific risks your business faces and the associated legal costs to defend your business, potential fines and penalties appropriate to any breaches and the costs that could be awarded to any claimants.




Adam helped me to negotiate a great deal on my motor policy and we look forward to building our relationship with the team at Cursio Group in the near future.

Steve T, Porter Davis
When my home and business property in Mickleham were caught in a bushfire and the insurance company threatened not to pay my claim in full, Tony Cursio and his team stepped up to the plate in a big way to make sure my claim was paid. I would strongly recommend Cursio Group.
Mario Z, Horse Breeder and Restauranteur
Cursio Group have helped us to pass as much risk on to insurers as possible. This has allowed us to focus on what we do best, knowing that we are covered and looked after by an experienced team of brokers. Thanks guys!
Tijana D, Core Metrics
Adam Cursio has gone over and beyond in helping us wherever he can with insurance, finance and general business related matters. Thanks for the help over the years Adam.
Robert P, Zero95 Pizza Bar
Adam Cursio has always been there for help in business related matters especially in insurance and finance. We have always been able to count on him and his family business who put a lot of passion into their work. Very trustworthy family and happy to recommend Cursio Group to anyone looking for advice.
Anthony B, Biviano Developments