PROFESSIONAL INDEMNITY INSURANCE MELBOURNE
Regardless of how diligent you are statistics show that there is a chance you could make a mistake. That’s why PI exists.
Professional Indemnity Insurance is specifically designed for businesses and individuals who provide professional services to their clients. It provides protection from the legal costs and claims for damages that may arise from an act, omission or breach of duty in the course of running your business.
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What is covered?
• Damages and claimant costs awarded against you
• Legal and defence costs
• Claims investigation costs
• Court attendance costs
• Public relations costs
What is NOT covered?
• Intentional damage
• Known claims and circumstances
• Fraud and dishonesty
• Accidental injury
• Property damage
Get the cover your business needs
Some things to consider before you decide how much cover you need:
• What are the potential risks and costs of making a mistake?
• What are your contract values?
• Are there any legal requirements for your profession to have cover in place?
• Does your professional body require you to be covered?
• What could be the legal and investigation costs of any action taken against you?
• Has your business grown since you first took out a policy?