PUBLIC LIABILITY INSURANCE MELBOURNE
The last thing you want as a business owner is to worry about being sued in the event of an accident.
Public Liability insurance protects you and your business against the costs of a legal claim, should you be responsible for an injury or loss while you are providing a product or service, either at your workplace or at another location.
If an event occurs the last thing you want is to be left alone to defend yourself without an insurer behind you.
What is covered?
• Compensation for personal injury and/or property damage to a customer, supplier or member of the public
• Legal and defence costs
What is NOT covered?
• Employee injury
• Damage to your property
• Known claims and circumstances
Get the cover your business needs
With Cursio Group you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.
Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:
• Do any of your contracts require a minimum level of cover?
• Has your industry body set a minimum level of cover for membership?
• Does your business or trade license require a minimum amount of cover?
• Do the terms of your lease require a minimum level of cover?
• Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?
CLIENT TESTIMONIALS
Cursio Group have helped us to pass as much risk on to insurers as possible. This has allowed us to focus on what we do best, knowing that we are covered and looked after by an experienced team of brokers. Thanks guys!
Adam Cursio has always been there for help in business related matters especially in insurance and finance. We have always been able to count on him and his family business who put a lot of passion into their work. Very trustworthy family and happy to recommend Cursio Group to anyone looking for advice.
Adam helped me to negotiate a great deal on my motor policy and we look forward to building our relationship with the team at Cursio Group in the near future.
Adam Cursio has gone over and beyond in helping us wherever he can with insurance, finance and general business related matters. Thanks for the help over the years Adam.
When my home and business property in Mickleham were caught in a bushfire and the insurance company threatened not to pay my claim in full, Tony Cursio and his team stepped up to the plate in a big way to make sure my claim was paid. I would strongly recommend Cursio Group.