CYBER INSURANCE MELBOURNE
Every business with an online presence is at risk of a cyber attack. It’s a modern risk that needs a modern fix.
Cyber Insurance covers against the legal costs and expenses associated with data breaches, which could happen after being hacked or from the theft or loss of sensitive client information. Expenses include the cost of business interruption, forensic investigation and data recovery, ransom and crisis management costs to salvage your business’s reputation after a breach or attack. The policy also covers the financially crippling costs of defending yourself, mandatory notification costs and other legal costs.
Basically, your customer data is sacred. If you don’t protect it properly, your business could be crippled as the cost of defending yourself, making mandatory notifications and other legal costs would fall on you and you alone.
What is covered?
• Business interruption costs
• Investigation and data recovery costs
• Fines and penalties
• Extortion costs
• PR and crisis management costs
What is NOT covered?
• Replacement equipment
• Property damage
• Prior known facts/instances
• Intentional acts
Get the cover your business needs
Each business will require a different amount of cover depending on the following:
• The type of risks to your business and adding up the costs to cover a potential breach
• The cover you already have in place with existing insurance
• Cover your suppliers, like cloud data storage suppliers, already have in place
Who benefits from this type of Insurance:
• Any business that deals with customer data
• Retailers who use EFTPOS machines
• Companies who use IT systems to conduct their business
• Businesses like Doctors, Lawyers, Accountants, Consultants, Estate Agents, Insurance Brokers, Financial Planners
CLIENT TESTIMONIALS
Adam Cursio has always been there for help in business related matters especially in insurance and finance. We have always been able to count on him and his family business who put a lot of passion into their work. Very trustworthy family and happy to recommend Cursio Group to anyone looking for advice.
Adam Cursio has gone over and beyond in helping us wherever he can with insurance, finance and general business related matters. Thanks for the help over the years Adam.
Adam helped me to negotiate a great deal on my motor policy and we look forward to building our relationship with the team at Cursio Group in the near future.
When my home and business property in Mickleham were caught in a bushfire and the insurance company threatened not to pay my claim in full, Tony Cursio and his team stepped up to the plate in a big way to make sure my claim was paid. I would strongly recommend Cursio Group.
Cursio Group have helped us to pass as much risk on to insurers as possible. This has allowed us to focus on what we do best, knowing that we are covered and looked after by an experienced team of brokers. Thanks guys!