Cursio Financial Services - Plan. Grow. Protect.

Insurance

We thrive on being accountable to our clients at claim time - when we're needed most

Our insurance services

Commercial & Business	Professional Risks	Personal
Industrial Special Risks Business Insurance Business Interruption Public & Products Liability Business / Commercial Motor Corporate Travel Insurance Trade Credit Insurance	Professional Indemnity Directors and Officers Liability Management Liability Employment Practices Liability Fidelity Insurance Medical Malpractice Liability Information Technology Liability	Home & Contents Landlord Motor Vehicle Personal Property Boat / Pleasure Craft Musical Equipment Travel (see link below)

Machinery	Transport	Motor
Machinery Earthmoving Crane Hook Liability	Prime Movers, Trucks & Trailers Transport Depot Business Transport Industry Liability Annual / Single Marine Cargo Carriers Liability	Couriers / Hire Cars Fleet Motor Buses / Coaches Tow Trucks Motor Dealers

Workcover	Construction	Premium Funding
Workers Compensation Insurance	Builders Warranty Construction & Liability Insurance	Monthly Payment Option

The precise coverage afforded is subject to the statements and information in the relevant Product Disclosure Statement (PDS) and the terms and conditions of the insurance policy when issued. We recommend considering the PDS and policy wording when deciding whether to acquire any of these products.

For Life Insurance, Total and Permanent Disability, Trauma Cover and Income Protection see our Financial Planning page or click here.

Specialised industries

As well as the normal risks we place we also have links with various underwriters who specialise in certain markets and we provide our clients with access to the following 'hard to place' insurances at leading rates:

Hospitality & Events	Trades
Events Music festivals Nightclubs Bars Pubs Restaurants Hotels	Builders Carpenters Electricians Concreters Bricklayers Painters Plumbers

Clubs & Associations	Franshises
Prestige car clubs Sporting clubs	Franchisor Franchisee

Why use a broker?
A broker can save you time, energy and money when placing insurance on your behalf. A good broker will also explain the reasons for using certain insurers over others for the protection of your property, assets, business and liability risks. Although the true value of a broker will be realised should you ever claim which is when you need help the most - to ensure the insurance you pay for works in your favor.

Claims management
We pride ourselves on our expert claims management procedures and the tenacity with which we push to ensure our clients receive the full benefit of the cover we recommend. We manage communications between yourself, insurers, assessors, third parties and lawyers and we fight to maximise your chance of receiving payments entitled to you.

Access to the broader market
By placing your insurances with us you'll receive exposure to the broader business and domestic insurance market while only dealing with one reliable office.

At Cursio Financial Services general insurance advice is provided as a Corporate Authorised Representative (No 291957) of Insurance Advisernet Australia Pty Ltd (AFS License No. 240549) which is one of Australia's largest networks of insurance professionals.

Being part of a large group enables us to provide our clients with access to underwriters and rates generally unavailable to the retail market.

Our Privacy Policy details how we collect, use and disclose your personal information to ensure that you are confident that any of your personal information entrusted to us is treated with the appropriate degree of privacy. For details please visit www.insuranceadviser.net.

Direct Travel Insurance
For online direct leisure travel insurance please click here http://chartistravelinsurance.com.au/cursio. Clients of Cursio Financial Services will receive a 20% discount if purchasing insurance through this link.

Direct Personal Accident Insurance
For online direct personal accident insurance please click here http://www.securityplusnet.com.au/cursio/default.aspx. Clients of Cursio Financial Services will receive a 20% discount if purchasing insurance through this link.